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By Johnny Cosmo Youre A Player, not a person who carries enough stuff in their pockets or purse to stock a gift shop. If you have a leather wallet packed with stuff you use annually, its time to flush the system. Heres what you need: cash, ID, a credit card, and thats it. People who carry wallets packed with business cards, frequent flyer cards, 18 pictures of their nephew and notes to self, will never earn their Player stripes. Nothing is less cool than carrying a wallet the size of a hardback novel pressing at the four corners of your pocket. If your wallet and your shoe weigh the same, no wonder your back hurts. - I used to carry my AAA card in case I had a car problem. One day I had a flat tire and I didnt have my card. I gave them my name, they looked it up, and the truck was there in twenty minutes. I no longer carry the card. - I used to carry a frequent flyer card and another card for my hotel of choice. They have your information even if you cant give them the eighteen-digit account number. I no longer carry those cards. - I used to carry my gym membership card. I forgot it once, so I gave them my name and it was not a problem. I no longer carry the card. When youre out on the town, out for coffee or just sitting around her house, travel lean and mean. Its an amateur move to carry three credit cards, a library card, and a flipping fishing license. Carry cards on a needs-only basis. And as long as were on the topic of lean and mean, how many keys are you carrying these days? If you have keys on your key ring you cant identify, leave it in a drawer at home. You cant be A Player if you look like your high school janitor. If I take a taxi, I carry one key: the front door key. When youre out chasing around youre not going to need your safety deposit box key, the key to your filing cabinet at the office, or the tiny key that fits the bicycle lock for a bike you no longer own. Eliminate, eliminate, lean and mean. Johnny Cosmo is the author of The Players Guide to Playing, an audio CD that teaches skills to men and women about the art of effective communication and romance tactics. He has been interview on network radio shows around the country sharing his wisdom and expertise as the ultimate Player. Visit www.theplayersguidetoplaying.com and learn how to identify, date, and delight the right people. Article Source: http://EzineArticles.com/?expert=Johnny_Cosmo http://EzineArticles.com/?The-Wallet-Rules&id=418038 guaranteed approval payday loans bad credit home loan hard money lenders commercial construction cash advance check to self

By Ron Zvagelsky If you want to really impress your date, come up with some unique date ideas. Of course, what you can do on a date is somewhat limited to your geographical area, but no matter where you are there is something fun and new to try. Have you ever gone geocaching? Geocaching is a type of treasure hunt game. You would need to buy or borrow a GPS unit and check out the geocaching website. All you need to do is input the coordinates into your GPS and you are off to find the location. This is a great date idea for a Saturday afternoon. It is fun and will create a sense of bonding as the two of you work together to find the hidden box. There are geocaches hidden throughout the entire world. You will be surprised how many are in your neighborhood. Does your local area offer classes such as pottery, cake decorating or cooking? Try taking one of those with your date, followed by coffee or dessert. Again, it is something special that you two will share together and even if your pottery falls apart, it will make a funny memory for the two of you in the future. Do you live in a large city? Pretend you are a tourist and take a tour bus or walking tour around the city. You will probably be surprised at how much you find out about the things you see everyday. Casinos can also make fun dates and arent just for gambling anymore. Sure, you can gamble if you would like, but most casinos offer live music and dancing. Sometimes they even have areas for concerts. Best of all, most casinos are open all night so this is great if you work late or are just having a really good date and dont want it to stop! One new idea that is spreading across the country is what is nicknamed Adult Chuck E. Cheese. These operations are large buildings which have video games, pool tables, air hockey and lots more. They are stylishly designed and have full dinner options plus bar service. What a great way to release your inner child and have some fun with your date, without having to wait your turn to play pinball behind a group of seven year olds! Unique dates are great ways to make memories with your special someone. Ron Zvagelsky has a degree in Business Administration from the University of Southern California. He graduated Magna Cum Laude in May 2006. He is currently the Chief Executive Officer of PlanJam where you can find unique date ideas and then plan a date. Article Source: http://EzineArticles.com/?expert=Ron_Zvagelsky http://EzineArticles.com/?Creative-and-Unique-Date-Ideas&id=341226 personal loans for 10 years is it hard to get a home loan with little money down bad credit loans online home loan bad credit

By Carol Bentley You can guarantee a good and usually impressive response to your direct response marketing letters and adverts by testing. There are different tests you can use, but it is important to test within your means. In this article you discover what and how to test, so you know EXACTLY what is — and what isn’t — working for you. Test your headlines, content, offer and response mechanism. Send your letter to a small portion of your database. Monitor the response you get. Test another version with a small number of contacts again and check that result. Then, when you have created the most responsive letter send it out to the rest of your list. If you dont test you could be spending a fortune unnecessarily. Businesses have discovered that not testing a marketing campaign before running it can be ruinous — testing, testing, testing is the only way to check if you have the right headline and offer For Adverts start small; with classifieds, and only increase in size when the response you get is at least break-even and, preferably, profitable. WE SEE THINGS FROM OUR OWN PERSPECTIVE The challenge we all have is to appreciate we see things from our own, personal perspective and so does everyone else. The headline, offer or money-back promise or other promise that appeals to you may not appeal to other people. It is crucially importance to get the headline right effectively the hook on your marketing fishing line. Your job is to find the combination of headline, offer and results-promise that attracts the highest number of people in your target market. MONITOR YOUR RESPONSES WITH CODING Make sure you know which letter or advert is successful. Do this by coding the response mechanism so you know which version has worked for you. The code can be a Dept reference in the address or a printed code on a response coupon or form. Have a reference code for the letter or advert and change it every time you make an alteration no matter how small. Doing this means you always know EXACTLY WHY your response dropped or increased. In an advert, for example, you can use letters to identify the publication perhaps the initials of the publication name and, in the case of a daily newspaper, which day of the week the advert was run. Part of the postal address could be: Dept ST186a Where ST - represents the publication, e.g. Sunday Times 18 - represents the week number when the advert was placed 6 - is the advert offer or product a - is the version of the advert. The letter a is altered whenever any changes are made, no matter how small. In this case, the second version would be 6b. Aim to continuously improve on the winning marketing pieces that are already working best for you When you have a winning formula, dont rest on your laurels. Monitor the results so you know the trend. Keep your successful advert or letter as your benchmark and start to test slight alterations only one element at a time. Always try to improve on what youve already achieved. Testing is the only way you can be certain what you are putting into the marketplace works for you. Remember, the ONLY people who can tell you something is definitely working are those who buy. Test one headline against another, test one offer against another, test one guarantee against another. Test, Test, Test. And you wont lose a fortune on unsuccessful marketing campaigns. © 2004 Carol A E Bentley Extracted from the book ‘I Want to Buy Your Product… Have You Sent Me a Letter Yet’ (How to create powerful sales letters, advertisements, flyers, brochures, web pages and newsletters that persuade hundreds, or even thousands, of additional customers and clients to buy from you!) by Carol A E Bentley (Rated 5-star on Amazon.co.uk) Subscribe to your free reports, with no obligation, at http://www.accelerateyoursales.co.uk or visit http://www.CarolBentley.com Article Source: http://EzineArticles.com/?expert=Carol_Bentley http://EzineArticles.com/?Marketing-Results—How-To-Guarantee-Yours&id=70567 list of states 72 hour paycheck laws 6-8 weeks payday loans orlando refinance car loan bad credit payday advance no telecheck

By Joann Grant We all crave for good health. High blood pressure or hypertension emerges as a silent killer. Like a seasoned predator, it creeps up to us, that too, without letting us know of its presence and suddenly, at an odd moment, reveals its deadly fangs. It is not something that hits you and vanishes into thin air. It hits you and stays with you, and might prove lethal if proper measures are not taken. If you have already been brought down by hypertension, the best cure is precaution. And if you are yet to be hit by it, but do lead a life that makes you prone to it, the best way to deal with it is again precaution. And where does precaution start? With your eating habits! Eating healthy keeps one healthy. A healthy diet for heart comprises of all such food that would supply sufficient nutrition while holding out all that might not be good for your heart. Healthy food for your heart can, therefore, be called safe food because it is least likely to cause any damage to your heart without compromising on the nutrition supply to your body. Most of such food comprises of green vegetables and fibrous food items. Natural foods are considered to be most healthy and that is the primary reason behind their ever-increasing popularity. As a result we are seeing a great number of natural food stores coming up every other day all over the world. A great number of books have also been written, which sign praises of natural food. Quite clearly organic foods are the healthiest available. They are nutritious and natural while the fast foods or junk food that we have gotten so very used to is very unhealthy because these foods supply very little nourishment to our bodies and load us with lots of unwanted calories and harmful cholesterol. And harmful cholesterol is one of the major reasons for high blood pressure and even heart stroke. These days due to the rising awareness, companies have started growing organic food without adding the chemicals used to make them grow faster and better. The chemicals used to enhance the growth and quality of these foods actually linger on and take away much of the advantage of living on a natural diet. Therefore, for a healthy heart a balanced diet consisting of natural foods is important. This would also keep your blood pressure within manageable limits. To get more information visit high blood pressure, low blood pressure & http://www.blood-pressure-updates.com/bp/magazine/edition/Blood-Pressure-Diet.htm Article Source: http://EzineArticles.com/?expert=Joann_Grant http://EzineArticles.com/?Blood-Pressure-Food—Healthy-Recipes-For-A-Healthy-Heart&id=489483 uk loan lenders that gives out personal loans to caribbean people need a loan quick instant personal loan no credit military bad credit personal loan

By Clyde Annach 4:39 AM Now playing in the theater of the absurd, “The Lost Tomb of Jesus”, produced by Oscar-winning director James Cameron, written and directed by award winning documentarian Simcha Jacobovici. Yes, Its that time of year once again. The beginning of the Lenten season and concluding with Easter Sunday. Last year it was NBC and their glorification of Michael Baigent’s book “The Holy Blood and the Holy Grail”. The year before that it was an ABC special aimed directly at mythologizing the resurrection of Jesus Christ. This year it is a documentary showing on the Discovery Channel on Sunday, March 4th, and its companion book “The Jesus Tomb”. The “The Lost Tomb of Jesus” is about a burial tomb unearthed by a team of archeologists in 1980 in the Talpiot neighborhood of Jerusalem. Inside they found ten ossuaries or bone boxes. Inscribed on these boxes, claim Cameron and Jacobovici are the names of Jesus, Joseph, Matthew, Judah and two Marys. In fact according to the authors, two of the inscriptions read “Jesus, son of Joseph”, “Judah, son of Jesus” written in Aramaic. Mary, Matthew and Joseph are written in Hebrew and the second Mary in Greek. They theorize that this tomb once held the body of Jesus and His family. The ground Jacobvici and Cameron build their hypothesis on is two fold. They base their conclusions on the basis of mathematical probability, and DNA samples taken from the ossuaries. The DNA evidence claimed by the film makers is ultimately the lesser of the two arguments presented in an attempted defense of their supposition. In fact Jacobvici’s only direct claim regarding the DNA evidence is that it proves that two of the people in the tomb were not related therefore they must be married and further it must be Jesus of Nazareth and Mary of Magdala.Quite a logical leap of faith on Mr. Jacobvici’s part, going from unrelated to married to Jesus. Jacobvici also over emphasizes the importance of the DNA that was found. Insinuating that a DNA sample by itself can prove a point. A DNA sample can not tell us who is in the tomb without a control sample used for comparison. The simple fact that DNA was found does not support any argument, either pro or con. The main thrust of their argument is based on mathematical probability. They theorize that even though the names found on the boxes were quite common for the time period, it is in the combing of the names that the odds favor their assumption. Mr. Jacobvici admits that it is true, Jesus was a very popular name in the first century. Something like nine percent of all males were named Jesus. Meaning if ten males were present one of them would answer to Jesus. The same can be said for the other five names to lesser degrees of popularity. Multiplying the percentages of the six names you come up with a very small number of percentage of occurrence. As an example if each name occurred one time in twenty the value would be .056 . That equates to one chance in sixty-five million, quite long odds indeed! If it truly is that the odds of this combination of names is virtually impossible then mathematically is it possible? Yes, except for a few over looked variables. Bible scholar Stephen Pfann of the University of the Holy Land in Jerusalem, thinks the film’s hypothesis holds little weight. Sighting the difficulty in interpreting Ancient Semitic script, Pfann thinks the name is more likely interpreted as “Hanun”. Asked to rank the possibility of the films hypothesis on a scale of one to ten, ten being completely possible, he gave it a one to maybe one and a half. Mr. Pfann awarded the lowest score he could and with a slight hedge. As with any evidentiary chain its weakest link can cause its undoing. If Pfann a Bible scholar, is correct the probability of the theory falls to a zero percent chance of its being correct . Further opposition to the films claim comes from the man who directed the original excavation of the site, Professor Amos Kloner of Bar Ilan University. Professor Kloner calls the claim “nonsense” and “impossible”. He has published an archeological report stating that the tomb actually belonged to a Talpiot family from the first century CE. Professor Kloner goes on to say The claim that the burial site has been found is not based on any proof, and is only an attempt to sell and “I refute all claims and efforts to waken a renewed interest in the findings. With all due respect, they are not archaeologists.” Professor Kloner by his use of the phrase “efforts to waken” is referring to a 1996 BBC documentary on this very subject. Professor Kloner said the idea fails to hold up to archaeological standards but makes for profitable television and “They just want to get money for it,” Like prior attacks on the divinity of Christ, “The Lost Tomb of Jesus” lacks even a shred of evidence that would stand up in a court of scientific or forensic law. The logical arguments are at best fatally flawed. The archaeological community stands firmly against the claims of this film The Lost Tomb of Jesus is better suited for April Fools Day than it is for Easter Sunday. Clyde Annach is the operator of the Web Log Clyde’s been thinking again! Article Source: http://EzineArticles.com/?expert=Clyde_Annach http://EzineArticles.com/?The-Lost-Tomb-of-Jesus&id=473275 quick business loan direct lender online debt consolidation loans car finance calcul bad credit car loan the dalles payday loans in seattle

By Alexander Gordon In house banking involves centralizing cash management in a company. While in-house banking has its advantages like better cash flow and easier accounting, it also has its share of disadvantages. This article discusses all you need to know about in-house banking. Advantages of In House Banking;The need for in house banking was felt because of the different borrowing patterns of the subsidiaries of a company, and many other factors. Let us look at the advantages of in house banking. 1) If your company has subsidiaries or chains elsewhere, some of them may be borrowing loans at a higher interest than other subsidiaries, owing to differing regional interest rates. In house, banking lets surplus flow to the cash strapped subsidiaries. 2) If one subsidiary sells currency, another buys it, then it is an untenable position for a company. In house banking helps balance out this discrepancy. 3) It allows you to pool the resources distributed across various subsidiaries. 4) Accounting procedures become more manageable. 5) Transparency of financial statements is maintained, as it makes it less easy for a company to hedge records through its subsidiaries. Besides, it makes the management at each subsidiary more accountable to the parent company, since the company can see exactly where every penny is spent. Is Your Business Eligible for in house banking? 1) SizeThe jury is still out on how large the company should be in order to go for in house banking. Some argue that in order to be eligible for in house banking, a company needs to have many subsidiaries and units. It is not something meant for an ordinary firm, let alone a small business. 2) RevenuesA companys revenues are not important if you are considering in house banking. If your revenue management is unstructured, or creates difficulty in accounting and auditing, then you should consider in house banking. How in house banking works; The in house bank transfers funds to subsidiaries of a company once a month. The credit and debit record of the subsidiaries is updated daily. Any payment that is to be made by the subsidiary must be authorized by the in house bank. It is too labor- and cost intensive to create a full-fledged in house bank; but some activities, like foreign currency trading, can be taken over by an in house bank. In house banking: OutsourcingSometimes, staff not trained to run an in house banking operation would not be able to deliver. This is the reason why many companies turn over their operations to banks, since they are the ones who are the experts. With advantages like transparency, cost effectiveness and better utilization of funds, it is no wonder that many larger firms are turning to in house banking. If you need to know more about in house banking procedures, you can consult an expert in the field who will explain to you the details of establishing an in house bank. Alexander Gordon is a writer for www.smallbusinessconsulting.com - The Small Business Consulting Community. Sign-up for the free success steps newsletter and get our booklet valued at $24.95 for free as a special bonus. The newsletter provides daily strategies on starting and significantly growing a business. Business Owners all across the country are joining “The Community of Small Business Owners to receive and provide strategies, insight, tips, support and more on starting, managing, growing, and selling their businesses. As a member, you will have access to true Millionaire Business Owners who will provide strategies and tips from their real-life experiences. Article Source: http://EzineArticles.com/?expert=Alexander_Gordon http://EzineArticles.com/?In-House-Banking:-The-Basics&id=376727 credit score estimates credit bad no equifax credit report ordering totally free credit score